Several of you (actually many of you--wow!) wrote to me privately to tell me how you appreciated the Frugality Conversation on a post I did this summer. And you asked if you could share it with the young adults in your lives that are hoping to become financially savvy (yes, absolutely)! So I'm happy to make it a regular part of the blog, because I know that just reading about other people's money-saving ways helps me stay on track. Truth. So let's talk about gift-giving, since we're still in wedding season, and then we have fall/winter holidays and December graduations still to come. Specifically, let's talk about cards. Important Money Mindset Change: I want to encourage you to start thinking about expenses on an annual basis. Let's say you're giving three cards a month, and they're $4.50 a card at the grocery store. That's $160+ on just pieces of paper every year, and that's not even including holiday cards, if you send those. ...
Sarcastic adventures abound.